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The credit crunch has made belt-tightening the UK's No.1 pastime - everyone's doing it - and motorists particularly are feeling the pinch, with the escalating price of fuel and the new Vehicle Excise Duty levels next year which could see some paying up to £2001 more on family saloons. But drivers trying to save money by not taking out car insurance are cost-cutting to a foolhardy extreme, warns RIAS. Read »